HPI (2025)FHFA
291
Metro Series · South · Rank #100
Home Price History in Pensacola
FHFA all-transactions House Price Index for the Pensacola-Ferry Pass-Brent, FL metropolitan statistical area — annual data, 1976 through 2025, rebased to 100 in the year 2000.
YoY changeFHFA
+0.1%
5-yr changeFHFA
+53%
Since 2000FHFA
+191%
The Pensacola metropolitan area has FHFA House Price Index data running from 1976 through 2025. The index, rebased to 100 in the year 2000, stood at 40.1 in 1976 and 291.4 in 2025. Cumulative nominal appreciation since 2000: +191.4%.
The 2007–2011 housing crisis cut the Pensacola HPI by 31.1% peak-to-trough — from 173.9 in 2006 to 119.8 in 2012. For context, the U.S. national HPI fell roughly 24% over the same period, so Pensacola was meaningfully more affected than the national average.
The pandemic-era surge brought the Pensacola HPI from 179.4 in 2019 to 291.4 in 2025 — a cumulative +62.4% move in 6 years. Compared to the U.S. national HPI's roughly 50% gain over the same period, Pensacola appreciated noticeably faster the national rate.
Located in the South region of the United States, Pensacola is one of the 100 largest U.S. metropolitan statistical areas by population. Long-run housing appreciation in Pensacola reflects a combination of regional employment trends, in-migration patterns, and local supply constraints. The full year-by-year FHFA HPI for Pensacola is in the data table below.
To compare Pensacola to the national U.S. housing market, see the national median price history dashboard. Other metros in the South region: see the full metro index. For state-level data, see the state index.
Annual data — Pensacola
FHFA House Price Index, 2000=100. Annual data; not seasonally adjusted. Source: U.S. Federal Housing Finance Agency.
| Year | HPI (2000=100) | YoY change |
|---|---|---|
| 2025 | 291.35 | +0.07% |
| 2024 | 291.14 | +3.53% |
| 2023 | 281.22 | +5.85% |
| 2022 | 265.68 | +19.88% |
| 2021 | 221.63 | +16.39% |
| 2020 | 190.42 | +6.12% |
| 2019 | 179.43 | +7.00% |
| 2018 | 167.69 | +8.42% |
| 2017 | 154.67 | +8.21% |
| 2016 | 142.94 | +6.03% |
| 2015 | 134.81 | +4.97% |
| 2014 | 128.43 | +4.49% |
| 2013 | 122.91 | +2.57% |
| 2012 | 119.83 | -2.90% |
| 2011 | 123.41 | -5.26% |
| 2010 | 130.26 | -6.56% |
| 2009 | 139.41 | -9.34% |
| 2008 | 153.78 | -7.39% |
| 2007 | 166.05 | -4.54% |
| 2006 | 173.95 | +8.54% |
| 2005 | 160.26 | +28.39% |
| 2004 | 124.82 | +11.35% |
| 2003 | 112.10 | +3.42% |
| 2002 | 108.39 | +3.57% |
| 2001 | 104.65 | +4.65% |
| 2000 | 100.00 | +3.17% |
| 1999 | 96.93 | +1.90% |
| 1998 | 95.12 | +3.48% |
| 1997 | 91.92 | +5.49% |
| 1996 | 87.14 | +5.13% |
| 1995 | 82.89 | +5.06% |
| 1994 | 78.90 | +4.06% |
| 1993 | 75.82 | +2.72% |
| 1992 | 73.81 | +4.21% |
| 1991 | 70.83 | +0.71% |
| 1990 | 70.33 | +1.54% |
| 1989 | 69.26 | +2.27% |
| 1988 | 67.72 | -1.40% |
| 1987 | 68.68 | +0.06% |
| 1986 | 68.64 | +3.42% |
| 1985 | 66.37 | +1.44% |
| 1984 | 65.43 | +8.67% |
| 1983 | 60.21 | +6.06% |
| 1982 | 56.77 | +5.85% |
| 1981 | 53.63 | +6.64% |
| 1980 | 50.29 | +9.68% |
| 1979 | 45.85 | +0.84% |
| 1978 | 45.47 | +15.79% |
| 1977 | 39.27 | -2.09% |
| 1976 | 40.11 | — |
Methodology
The FHFA House Price Index is a weighted, repeat-sales index that measures average price changes in repeat sales or refinancings on the same single-family properties. The all-transactions index incorporates both purchase mortgages and refinance appraisals; the index is calibrated to the South census region and rebased to 100 in the year 2000. Coverage begins in 1976 for Pensacola.